Journal

Fintech

4 posts tagged “Fintech”

Compliance as Operating System: How Gate.io Built Four Different Market Entries

Gate.io built four structurally different market entries: Japan, Turkey, United States, European Union. Each engineered to fit inside the regulator's preferred channel, not around it.

2026-05-20 · 9 min read · Teh Kim Guan, ACMA, CGMA

Services Are the New Software: The Autopilot Wedge for SEA Fintech and Regtech

Sequoia argues the next trillion-dollar company sells outcomes, not tools. Here is what the autopilot thesis means for KYC, claims, accounting, and mortgage origination in Southeast Asia.

2026-05-18 · 10 min read · Teh Kim Guan, ACMA, CGMA

Consulting

The T1-T4 Framework: Why Most AI Pitches to Malaysian Banks Are Unbuyable

A consultant builds a Claude-powered tool, runs it past a bank IT review, and discovers the pitch was structurally wrong from the first slide. Here is the framework that fixes that.

2026-05-08 · 8 min read · Teh Kim Guan, ACMA, CGMA

AI Workflow

AI and Crypto: The Infrastructure Nobody Saw Coming

Crypto spent 15 years trying to win over humans. It was always solving for the wrong user. Autonomous AI agents need exactly what blockchain provides, and that changes everything.

2026-03-23 · 8 min read · Teh Kim Guan, ACMA, CGMA